Loan Amortization Schedule

Fixed-rate loan schedule with optional extra principal payments
Disclaimer: Informational tool only. Not financial, tax, or legal advice. Verify figures with your lender. Rounding may cause minor differences.
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Loan Inputs

Enter values, then click Calculate
Notes: This assumes a fixed-rate amortizing loan. Extra principal reduces total interest and can shorten the term. If you enter an override payment, the schedule uses it (and may pay off early or never pay off if too small).

Amortization Schedule

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Payment Date Beginning balance Payment Interest Principal Extra principal Ending balance
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